Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.571%  0.125%
 4.375%  4.489%  0.625%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.355%  0.000%
 4.125%  4.323%  0.625%
10 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.150%  0.000%
 3.875%  4.158%  0.625%
7 Year ARM
 Rate  APR  Points
 3.875%  4.453%  0.000%
FHA
30 Year Fixed FHA
 Rate  APR  Points
 4.250%  5.017%  0.000%