Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.944%  0.125%
 3.750%  3.870%  0.750%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.370%  0.125%
 3.125%  3.318%  0.625%
10 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.174%  0.125%
 2.875%  3.153%  0.625%
7 Year ARM
 Rate  APR  Points
 3.250%  3.705%  0.000%
FHA
30 Year Fixed FHA
 Rate  APR  Points
 3.750%  4.502%  0.000%