Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.811%  0.000%
 4.625%  4.729%  0.500%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.355%  0.000%
 4.125%  4.286%  0.375%
10 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.150%  0.000%
 3.875%  4.105%  0.375%
7 Year ARM
 Rate  APR  Points
 4.125%  4.826%  0.000%
FHA
30 Year Fixed FHA
 Rate  APR  Points
 4.250%  5.017%  0.000%